If you have been reported to chexsystems you may find yourself being denied at bank after bank. And although most people are looking for a local checking, savings or business account, there are some that simply live in an area where finding a local non-chexsystems bank is literally impossible.
Fortunately there are some banks that do not use chexsystems at all that will allow anyone to open an account. These banks have helped a great deal of people that need an account for direct deposit of a social security check, a paycheck, child support etc. These are just regular checking accounts at banks that just happen not to be local. Most people that set up direct deposit are able to use their debit cards for everything that they need. This enables an account that is not local to be more convenient. When making deposits other than direct deposit, they are mailed in. Some banks will even provide postage paid envelopes.
These are good options for many people. With that said, I am still able to find local accounts for most people. I would say that 8 times out of 10, I can locate a local bank or credit union for those reported to chexsystems. I remain dedicated to all chexsystemsvictims. If you are in need of an account, find out how I can help you too.
Hi Mary,I opened an account with Fidelity Investments. I just got my checks this morning. I already had a pre-paid Mastercard and Visa that I could use with direct deposit. The reason I was searching for a "real" bank account is because there is a possibility that I would need an account that accepted international wire transfers. So not only did I need a bank account but one that accepted international wire transfers. Truly, I didn't know what I was going to do but I was searching on Google and found your site and then the forum. After that, the process was really easy. It is amazing what the right information at the right time can do for a person.
Thank you, Shondra
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Ah, thanks so much; I have been using prepaid debit cards and check cashing places for 2-3 years now and I am getting sick of the huge fees I’ve been paying. Plus I am opening business soon with the government and not having a bank account has been killing my opportunity for profit and timely payment.
Again, I cannot thank you enough for this.
Erica
Tuesday, August 11, 2009
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